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Coal, gas and electricity Review of UK Statistics Sources

Coal, Gas and Power is a review of statistical data available for the UK's three energy industries: coal, gas and electricity. Topics discussed include energy planning, energy comparisons, published energy statistics, and energy consumption. This volume consists of five chapters and begins by explaining the purpose of energy statistics, such as providing statistics on the total production and use of energy and identifying energy use in the economy sector. A brief summary of the relevant industry activity and its organization is given to understand a clear background of how the data is collected; What is being measured; That stage is measured; What is the reporting unit; The channels through which returns are made; And where they are processed. The formulation of the National Energy Research and Development Strategy in the United Kingdom is then followed by a discussion of energy comparability and government-published power statistics. The last chapter presents energy usage statistics. This book will be of interest to energy officials, statisticians, economists and social science researchers.

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What is a Loan?

A loan is when you receive money and interest from a friend, bank or financial institution in exchange for future capital payments. Principal is the amount you receive, and interest is the amount charged for receiving. Since lenders take the risk that you may not repay the loan, they need to cover that risk by charging a fee - known as interest.

What is Insurance?

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against a contingent or uncertain loss risk. An entity that provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. The person or entity that buys insurance is known as the insurer or policyholder. Compensation for the insurer's promise of compensation in exchange for the insurer's promise that the insurer is a guaranteed and known - relatively small - loss in the insurance transaction. The loss may or may not be financial, but it must be deductible for financial terms and usually involves something that has insurable interest by the insurer's ownership, possession or pre-existing relationship. The insurer receives a contract, called an insurance policy, which sets out the terms and conditions under which the insurer will compensate the insurer. The amount charged by the insurer to the policyholder for the coverage fixed in the insurance policy is called premium. If the insurer suffers a loss which is likely to be covered by the insurance policy, the insurer submits a claim to the insurer for processing by a claim coordinator. An indebted non-mandatory expense required by an insurance policy before an insurance provider pays a claim is said to be deductible (or if a health insurance policy is required, a copy payment). The insurer can cover its own risk by taking out reinsurance, which allows the other insurance company to bear some of the risk, especially if the primary insurer thinks the risk is too great to bear.